James Kramer III is President of Kramer Financial and is a registered principal with LPL Financial, a registered Broker/Dealer. James established his private practice in order to serve the financial needs of central Minnesota with an emphasis on planning. His investment planning practice focuses on a comprehensive investment management approach utilizing various forms of securities and insurance to help address his client's financial goals. James believes in being solution focused, not product driven. His philosophy is simple, Investing with a Plan.
James graduated from the University of Wisconsin with a Masters Degree in Business Administration (MBA) and holds both a Bachelors of Science degree and a Masters of Science degree from Iowa State University. James has attained the CERTIFIED FINANCIAL PLANNER™ professional designation and engages in ongoing continuing education to stay current in his field. James has securities registrations with LPL Financial that include the Series 7, 63, and 24, as well as numerous state insurance licenses.
James was born and raised in southern Minnesota. After graduate school he married his high school sweetheart and relocated to Massachusetts where they resided for three years. James and Jodi were married in 1998 and have two very active young boys who keep them busy with school and sporting events. James and his family reside in Saint Cloud where they enjoy supporting their church and being actively involved in their children's school.
James is an avid baseball fan and enjoys cheering on the Twins. When he is not busy at the office James enjoys spending time with his family, traveling and reading. If it's summer, he'll be at the ballpark coaching and cheering on his boys at little league baseball!