James Kramer III is President of Kramer Financial and is a registered principal with LPL Financial, a registered Broker/Dealer. In May of 2010, James established his private practice in order to serve the financial needs of central Minnesota with an emphasis on planning. His investment planning practice focuses on a comprehensive investment management approach utilizing various forms of securities and insurance to help address his client's financial goals. James believes in being solution focused, not product driven. His philosophy is simple, Investing with a Plan.
James graduated from the University of Wisconsin with a Masters Degree in Business Administration (MBA) and holds both a Bachelors of Science degree and a Masters of Science degree from Iowa State University. James holds securities registrations with LPL Financial that include the Series 7, 63, 53, and 24, as has over 18 years of experience as an investment advisor.
James is a Certified Financial Planner™, recognized by the CFP ® Board of Standards, Inc., the industry’s most recognized designation awarded after successful completion of the education and experience requirements, and passing the rigorous 10-hour, two day board exam.
Following graduate school in 1998, James married his high school sweetheart and together they relocated to Massachusetts where they resided for three years prior to making their home in central Minnesota. James and Jodi along with their two sons reside in Saint Cloud where they enjoy supporting their church and being actively involved in their community. When James is not busy at the office he enjoys spending time with his family, traveling, reading and watching baseball!