James Kramer III
MBA, CEPA®, CFP® | President
James Kramer III is President of Kramer Financial and is a registered principal with LPL Financial, a registered Broker/Dealer. James began his career in financial services in 2001. Nine years later, in May of 2010, James established his private practice in order to serve the financial needs of central Minnesota with an emphasis on planning. His investment planning practice focuses on a comprehensive investment management approach utilizing various forms of securities and insurance to help address his client's financial goals. James believes in being solution focused, not product driven. His philosophy is simple, Investing with a Plan.
James graduated from the University of Wisconsin with a Master Degree in Business Administration (MBA) and holds both a Bachelor of Science degree and a Master of Science degree from Iowa State University. James has over 20 years of experience as an investment advisor and has securities registrations with LPL Financial that include the Series 7, 63, 53, and 24.
James is a Certified Financial Planner™ (CFP ®) recognized by the CFP ® Board of Standards, Inc., the industry’s most recognized designation awarded after successful completion of the education and experience requirements, and passing the rigorous 10-hour, two day board exam.
James also has a special interest in helping business owners. He is Certified Exit Planning Advisor (CEPA ®) through the Exit Planning Institute. In this role he specializes in helping business owners formulate exit strategies that increase the transferrable value of their companies.
James and his wife, Jodi, reside with their two sons in Saint Cloud where they enjoy supporting their church and being actively involved in their community. When James is not busy at the office he enjoys spending time with his family, traveling, reading and watching baseball with his boys!